Why Saving Money in the Modern Age is Key…

Afternoon walks…

Saving money is easier than you think…

Some people save 10% of their monthly wage, others 70% and others none

I’m a believer in the philosophy that every penny counts,

…after all…£1 saved a day for a year… Is £365

It’s little things that mean you can accumulate wealth

EVERYTHING MAKES A DIFFERENCE

I know a lot of people on an okay wage, with a relatively cheap apartment

…Who always complain about having no money…

So, me being me, I ask why

and most of them can’t really give me an answer…

apart from tell me what they do in a week

From talking to them it became apparent that they:

went on a night out twice a week

had meals out with friends in between that

went to the grocery shop every couple of days

and bought clothes/treated themselves whenever they had anything left over

ALL OF THIS IS OKAY TO DO…it’s your life, and this is a normal social life

However, I find the people with the most wealth- the ones who are building in secret. Are the ones who are almost masochistic with regards to what they spend. They aren’t cheap… just decisive with their time and their money.

They would say no to going out for a meal with friends if they’d already been out that week with them

They would say no to buying a new top that they’d wear once for a night out

And to be honest, being like that… IS EXHAUSTING

but,

It means they can save what they would have spent on that meal (so £30 in London…)

and they would save what they’d put towards the shirt (depending on quality £25-£50)

and put it straight into savings

Obviously if you have a family I understand it’s incredibly difficult to save

Kids destroy clothes all the time and they constantly grow meaning you always have to buy new clothes…

but my advice if you don’t have anyone else to think about apart from yourself (and maybe your partner)

IS TO SAVE

Not because I want you to be boring and controlled

but as my form tutor in my first day of high school said…

“Life is a bitch”

He said that to a group of 11 year olds, and at the time I was a bit shocked…

but it’s true.

If you start saving now (regardless of how old you are) you won’t regret it

You don’t lose the money so you can never regret it, because you can always change your mind and get that shirt if you want it

But making that conscious effort to save money…

Is what will make you money.

New post tomorrow,

Lis.

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Lets Talk about Consumption…

Things left unsaid are often the most important

Okay the topic on everyones mouth, what have you bought? where did you get it? how much was it?

I’ve been looking at stats ( yes, I’m one of those geeks)

I. Love. Stats.

I believe they give the best, most in depth knowledge into the developing world. We have too many people to simply state an average. I wanna know what we are doing to the world. If more people were to look at this information- I believe we could make a change. This all links to…

My closet.

Your closet, hell the worlds closet.

Do you know what your clothes are made of? How they were made? How many do you have? So many questions I know, but I’m in a questioning mood today.

So lets look at the facts (I’m only gunna do a couple cause I want them to really sink in)

Did you know:

“UK citizens discard around a million tonnes of textiles a year ” (Publications.parliment.uk, 2019)

“Australians buy an average of 27 kilograms of new textiles each year and then discard about 23 kilograms* into landfil (Textilebeat.com, 2019)

Now lets talk about this…

This is a problem.

There that’s all that needs to be said.

This is a textile landfill…

Now…lets change the vicious cycle of us wearing clothes three, four times in its lifetime and actually enjoy the items we work hard to pay for. I buy nice shirts, yes they are more expensive than a shirt of £14- but they will last me much longer. As a result less have to be produced meaning a happier planet.

I’m not saying we have to be extreme with what we buy to the point of going clothes shopping once a year…but maybe it’s time we start being mindful about what we spend our money investing in.

I say investing in because every time we buy from a shop we support them- do you know what you’re supporting with your closet?

Its certainly a thing to think about for the future, because once you notice a trend in your clothing its hard to look away

I hope you all have a nice night, new post tomorrow

Lis.

Bibliography:

Publications.parliament.uk. (2019). Fixing fashion: clothing consumption and sustainability – Environmental Audit Committee – House of Commons. [online] Available at: https://publications.parliament.uk/pa/cm201719/cmselect/cmenvaud/1952/report-files/195207.htm [Accessed 11 Jun. 2019].

Textilebeat.com. (2019). Aussies send 85% of textiles to landfill | Textile Beat. [online] Available at: https://textilebeat.com/aussies-send-85-of-textiles-to-landfill/ [Accessed 11 Jun. 2019].